Insurers look beyond exposure assessment with new insight into risk remediation

Cyber insurers can now access a live, portfolio-wide view of where risk sits and whether insured organisations are acting to address it, following the launch of Portfolio Analytics from cyber risk intelligence provider KYND.

The launch comes as insurers face growing pressure from regulators and market bodies to demonstrate active risk management. Lloyd's 2026 Market Oversight Plan places greater emphasis on evidence-based portfolio oversight, with insurers expected to show how risk is being monitored and managed across their books of business.

Industry data also shows cyber losses accelerating in speed and severity and increasingly cascading across entire supply chains. According to Chubb's 2026 Cyber Claims Report, 65% of large companies now rank third-party and supply-chain vulnerabilities as their greatest cyber challenge, up from 54% a year earlier.

Already adopted by leading insurance companies, Portfolio Analytics enables insurers to identify exposure to critical, actively exploited vulnerabilities and track how long these risks remain unresolved – providing crucial insight into an organisation's approach to cyber risk management and remediation, as well as technical exposure.

Andy Thomas, Founder and CEO of KYND, said: "Growing expectations around active portfolio management present a particular challenge for cyber insurers, given the speed at which cyber risks can emerge and spread across interconnected organisations, suppliers and technology providers.

"For much of the last decade, cyber insurers have focused on understanding where risk exists across their portfolios, but the threat landscape has evolved.

"In an environment where a newly exploited vulnerability can turn into loss in minutes and a single event can create losses across multiple insured organisations, a point-in-time view of risk is no longer enough.

"Increasingly, insurers need to understand not only where exposure exists, but whether it is being reduced.”

The scale of systemic cyber exposure was laid bare by the attack on Jaguar Land Rover in August 2025 – widely regarded as the most financially damaging cyber incident in British history – which affected more than 5,000 UK organisations and cost the economy an estimated £1.9bn.

Meanwhile IBM data cited in Chubb's 2026 Cyber Claims Report shows the average cost of a US data breach passed $10.2m in 2025 – more than twice the global average of $4.4m.

Andy Thomas added: “Insurers need better ways to understand how risk is changing across their portfolios over time. Access to that insight can help them identify concentrations of risk earlier, engage more effectively with insureds and make better-informed decisions about portfolio exposure.”

Embedded within KYND’s platform, Portfolio Analytics enables insurers to quickly identify their highest-risk exposures and emerging areas of concern.

KYND also provides prioritised remediation guidance to insured organisations, helping insurers support stronger cyber resilience across their portfolios while enabling more informed underwriting, risk management and engagement strategies.

For more information, please visit www.kynd.io.

Ends

Editors notes

KYND is a pioneering cyber risk analytics platform that transforms complex data into clear, actionable insight. Built for the insurance market, it supports confident decision-making across underwriting and portfolio management, with particular strength in small and medium-sized enterprise risk.

With 100% coverage of the SME sector – and visibility into any organisation with a URL – KYND enables insurers to assess risks others often miss. Its flexible, tailored product suite delivers jargon-free insights, combining intuitive tools with expert support.

Headquartered in London with offices in Portugal and the US, KYND is available in 15 languages and provides instant visibility into cyber exposure, continuous monitoring and real-time threat alerts – helping clients stay ahead of evolving threats.

Founded in 2018, KYND has been recognised in the InsurTech 100 list for four years running and scooped Cyber Product of the Year at the National Insurance Awards 2025.

For more information, please visit: https://www.kynd.io/

Follow KYND on LinkedIn: @KYNDCyber